Have you ever wondered why the newspaper coverage of automobile liability cases is so low? Well, you can begin to understand why it is quite low. First, it is obvious that a large number of big auto manufacturers have their own insurance companies and they handle all sorts of claims that result from automobile accidents. Virtually all of the major automobile manufacturers have underwritten policies for when their vehicles are involved in a car accident.
In many states, the policyholders are also responsible for the cost of injuries and damages to other individuals that occur as a result of being injured or damaged by the insured vehicle. The law requires that the insurance coverage is provided to the policyholders. When an automobile product liability claim has been submitted against a car insurance company, many times there are issues that arise with the way the insurer responds to the claim. Many times, it is discovered that the insurance carrier has underinsured or overinsured the client, in terms of the amount of coverage. Some states, such as Michigan, have very strict regulations about the minimum required coverage levels.
Many times, the insurance carrier will attempt to deny coverage to the client or issue an unreasonable denial letter, or they may even try to have the plaintiff’s claims dismissed. These challenges are made on the basis that the claims are technically frivolous or based on an error of law. Many times, the automobile manufacturer will move to have the matter resolved in the court, rather than making the expense of a trial a reality. This is why newspaper coverage of automobile product liability verdicts is quite low.
As previously mentioned, most of the time, the manufacturer’s own underwriter will challenge the insurance claim. Sometimes, this challenge is challenged on the basis of an error of law. If this happens, then the case could be delayed or even awarded to the plaintiff. The very nature of the coverage that is provided by insurance policies makes it extremely difficult to collect a judgment when there is liability coverage. The courts look favorably upon a jury award when the amount of damage or suffering has been calculated by the insurance carrier using an acceptable formula.
If you happen to have been injured as a result of a car accident that was the fault of another party, then you may be able to collect damages in many of the same ways that an insurance company might. There are many aspects of automobile product liability coverage that are designed to compensate victims for pain and suffering. You may also be entitled to compensation for lost wages, future medical care, past and future medical bills, permanent disability resulting from your injury, etc. If you are seeking compensation for all of these things, then you may want to seek the assistance of a personal injury attorney. In order to obtain the best possible results, the attorney must know the details of the coverage of automobile product liability verdicts.
Many attorneys will not take the time to investigate the details of a case, thinking that the newspaper coverage on the verdict might merely be another advertisement for their firm. Unfortunately, this is not true, as many cases actually end up in court because of the unnecessary trashiness that is sometimes present in the newspaper coverage. Because of this, you will want to be sure that your attorney is devoted to assisting you with your claim, and that he or she will aggressively pursue every aspect of the coverage of automobile product liability verdicts. (In fact, most personal injury lawyers have never won a case that did not require extensive discovery.)